UNDP INNOVATION AWARD WINNER — FINANTIENDA SEGURA CHALLENGE

UNDP INNOVATION AWARD WINNER — FINANTIENDA SEGURA CHALLENGE

Sencillo: AI-Powered Financial Inclusion for Colombia’s Shopkeepers

Sencillo: AI-Powered Financial Inclusion for Colombia’s Shopkeepers

ROLE
UX/UI, Research

CONTEXT
Banco Caja Social
Fundación Grupo Social

PARTNERS
Entre Amigos

KEY METRICS
7-minute application
$200K–$5M COP credit lines

Bridging the Gap for Traditional Neighborhood Businesses

Bridging the Gap for Traditional Neighborhood Businesses

01 — FINANCIAL EXCLUSION
No traditional credit history, opaque banking jargon, and processes that feel made for someone else.

02 — INVENTORY BOTTLENECKS
Fast, flexible cash flow between $200K and $5M COP, with repayment terms that match daily or weekly sales.

Deep Qualitative Research & Ecosystem Collaboration

Deep Qualitative Research & Ecosystem Collaboration

Humanizing Technology Through Conversational AI & Flexible Scoring

Humanizing Technology Through Conversational AI & Flexible Scoring

AI chat UI
Friendly identity check

Credit Bureau + Sales Invoices + Video Inventory Scan

$300 COP / DAY
Embedded protection
20% reinvestment

Designed for Friction-Free Execution

Designed for Friction-Free Execution

01
Conversational AI onboarding & identification

02
Flexible credit simulator & term selector
$200K–$5M COP

03
Embedded protection option
From $300 COP / day

04
Instant approval & BeMovil wallet disbursement

Impact, Inclusion & Recognition

Impact, Inclusion & Recognition

7 MINUTES
Average credit request duration

7 MINUTES
Average credit request duration

INSTANT
Automated pre-approval response

INSTANT
Automated pre-approval response

100% INCLUSIVE
Open to Colombian nationals and legal foreign residents

100% INCLUSIVE
Open to Colombian nationals and legal foreign residents