CONVERSATIONAL CREDIT, MADE HUMAN
One chat. A trusted financial partner.
A device-native assistant turns real shop activity into an immediate, explainable path to credit.
sencillo
● EN LÍNEA
Hola, ¿cuánto puedo pedir hoy?
SENCILLO AI
Tienes una oferta lista por $2.500.000 COP.
Ver oferta personalizada
→
7 min
Application time
Instant
AI pre-approval
$200K–$5M
Credit lines
$300/day
Embedded insurance
SHOPKEEPERS · FINTECH · INSURERS
Bank exclusion
Informal revenue leaves qualified merchants invisible to traditional credit.
Inventory bottlenecks
Capital needs follow stock cycles—not the rigid timelines of conventional finance.
Intimidating jargon
The language of credit needs to build confidence—not create friction.
01 / CONVERSATIONAL AI
Credit guidance that speaks like a trusted neighbor.
“Tu negocio puede crecer hoy. ¿Quieres ver tu oferta?”
02 / SMART SCORING
Signals over stereotypes.
CREDIT BUREAUS
+ 3 SALES INVOICES
+ AI VIDEO INVENTORY SCAN
03 / EMBEDDED PROTECTION
$300 COP / day
An embedded insurance benefit that protects momentum without adding complexity.
20% reinvestment incentive
Swipe to explore the end-to-end user experience.
01
Friendly identity check through a familiar chat.
02
Flexible credit & term simulator — $200K–$5M, 30/60/90 days.
03
Embedded insurance with a simple discount toggle.
04
Instant approval & BeMovil disbursement.
UNDP Colombia
Fasecolda
Bank of Opportunities
BeMovil
Colmena Seguros
WhatsApp channel
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